For three generations, the Saggau–Reiman family has been providing insurance solutions across the USA with a heartland dedication to every person we serve. Every client becomes part of the family.
Explore Our Solutions Contact Triple RWhether you're protecting your family, your employees, or your retirement, we'll help you find the right fit.
Life insurance, supplemental health, dental, vision, and accident coverage to protect the people who count on you.
See our solutions →Group and voluntary benefits that help you attract and keep great people — with hands-on enrollment support for your team.
Talk about your group →Final expense coverage, annuities, and guidance to help you protect your savings and plan with confidence.
Plan for retirement →A full range of personal and group products through BetterLife, Mutual of Omaha, Chubb, and other industry-leading carriers — tailored to fit your life, your family, and your organization.
Individual and group medical plans through Blue Cross Blue Shield (Wellmark), Sanford Health Plan, Avera Health Plans, UnitedHealthcare, and more.
Permanent protection with guaranteed coverage that builds cash value and lasts a lifetime.
Simple, budget-friendly protection for 10, 20, or 30 years — including BetterLife's BetterTerm plans.
Flexible coverage that adapts as your life changes — single, joint, or bi-weekly benefit options.
Simplified, graded, and guaranteed issue coverage — no exam required, quick approval.
Advantage 30, 40, and 50 annuities plus single premium deferred plans for retirement security.
Employer and organizational group benefits — medical, life, and voluntary coverage — for businesses, dealer networks, and associations, with hands-on enrollment support.
Coverage that fills the gaps major medical leaves behind — available to individuals and as voluntary benefits for employer groups.
A lump-sum cash benefit if you're diagnosed with a covered illness such as a heart attack or stroke — use it however you need.
Cash benefits for covered injuries — ER visits, fractures, and follow-up care — to help with costs that add up fast.
Preventive, basic, and major dental coverage to keep your family's smiles healthy and costs predictable.
Coverage for eye exams, glasses, and contacts — simple, affordable protection for the whole family.
Benefits paid directly to you upon a covered cancer diagnosis and treatment, so you can focus on recovery.
Fixed cash benefits for covered hospital stays to help with deductibles, copays, and everyday bills.
Replaces part of your income if a covered illness or injury keeps you from working for weeks or months.
Protects your paycheck over the long haul if a covered disability keeps you out of work for an extended time.
An independent agent isn't tied to a single insurance company. We're appointed with multiple carriers, so we can compare options and recommend the coverage that actually fits you, your family, or your business — not just the one product a captive agent is allowed to sell.
In most cases, no. Premiums are set by the insurance company, and agents are paid by the carrier. Working with us adds personal guidance, side-by-side comparisons, and ongoing help with claims and changes — at no extra cost to you.
No. We simply take over servicing the coverage you already have — nothing changes on day one. From there, we review your plans with you and either keep what’s working or help you find a better fit. That’s true for individuals and families as well as employer group plans.
For medical coverage, we most often work with Blue Cross Blue Shield (Wellmark), Sanford Health Plan, Avera Health Plans, and UnitedHealthcare. For life, annuities, and supplemental benefits, we work with industry-leading carriers including BetterLife, Mutual of Omaha, Chubb (Combined Insurance), Principal, The Standard, Delta Dental, and many others. Available carriers and products vary by state.
Addie is currently licensed in South Dakota, North Dakota, Minnesota, Iowa, Nebraska, Washington, Oklahoma, and Illinois, and we obtain additional state licenses as needed. Wherever you are, reach out — we'll let you know how we can help.
Yes. We help employers of all sizes with group and voluntary benefits — including life, dental, vision, accident, critical illness, cancer, hospital indemnity, and disability — plus enrollment support for your team.
Call or text the office at 605-366-2519, or send us a message through the form on this site. We'll set up a no-obligation conversation about what you need and walk you through your options.
From Papa Tip's Mutual of Omaha agency in 1960s Wichita to Triple R Enterprise today, the Saggau–Reiman family has spent three generations protecting families across the heartland. Addie carries that legacy forward — with every client treated like family.
Explore Our Legacy → Meet the TeamCall or text the office at 605-366-2519, or send a message below and we'll get right back to you.